Advanced Capital Solutions Reviews – Are Debt Collectors Harassing You?

If you’re receiving unwanted debt collection calls from Advanced Capital Solutions, the company’s unauthorized phone calls may be a sign of illegal harassment. The law protects you from harassment by debt collectors, and you have the right to hire a debt harassment lawyer to stop these calls. You also have the right to file a lawsuit against the debt collection agency if they violate the Fair Debt Collection Practices Act (FDCPA).

Advanced Capital Solutions is an unlicensed third-party debt collection agency that buys overdue consumer and commercial debt from creditors and then tries to collect on those debts. They are based in North Canton, Ohio and operate nationally. They are not accredited with the Better Business Bureau, and they have received over 80 complaints against them in the past three years. Many of these complaints were related to billing and collections issues.

The company has been accused of violating the FDCPA by threatening to take illegal actions against consumers, such as garnishing wages or suing them. They have also been accused of contacting people at work to collect debts that aren’t theirs and of calling friends, family members, or employers in an attempt to embarrass them. In addition, debt collectors are not allowed to call you at inconvenient times or leave voice mail messages that don’t identify the company or the nature of the call.

In addition, the company is not allowed to contact you at work if your employer frowns on personal or debt collection calls, and they must abide by any request that you make that you don’t want them to contact you further. The company also cannot call you at any other number that’s associated with your home or cell phone, and they cannot tell anyone else about your debt.

Another important thing to note is that the company is not allowed to report inaccurate information about you on your credit reports. If you’ve been contacted by ACS about an inaccurate account, you can dispute it with the credit reporting agencies to have it corrected.

Should I Pay Off My Advanced Capital Solutions Debt?

Debt settlements can have a negative impact on your credit score, so it’s best to avoid paying off debt that you don’t actually owe. You’re much better off disputing the debt with the credit bureaus if it’s inaccurate. Then, it can be removed from your report without affecting your credit score.

If you’re unsure whether or not a debt is yours, it’s a good idea to get help from a credit restoration company like Credit Sage. These companies are experts at disputing inaccurate credit accounts and can have them completely removed from your report if necessary. They can also negotiate with your creditors and debt collection agencies to reduce the amount you owe or even have it forgiven altogether. To learn more, fill out a free credit consultation with us today! We’ll show you how to improve your credit without spending a fortune. advanced capital solutions reviews

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